Fund My Staff("Company" or "We" or "Our" or "Us") owns and operates the Fund My Staff website ("fundmystaff.com") and the mobile application ("Fund My Staff") (collectively, the "Platforms"). The Platforms offer services that help Users access credit facilities and related services.
By using the Services, You agree to the practices described in this Privacy Policy. Please also read the Terms & Conditions carefully, because access to the Services is subject to both documents.
This Privacy Policy explains what information We collect, how We may use or share it, and the choices You have. It applies to the website, app, and related Services, and does not apply to third parties We do not own or control.
If You have questions, contact us at contact@fundmystaff.com.
1. Your consent
By using the Platform(s) and/or providing Your information, You consent to the collection, use, sharing, and disclosure of Your information in accordance with this Privacy Policy and applicable law.
If We update this Privacy Policy, the updated version will be made available on the Platform(s) so that You always know what We collect and how We use it.
2. Types of information We collect
We may collect:
- Personal Information that can identify You directly or indirectly.
- Sensitive Personal Data such as bank or payment details, medical records and history, biometric data, and other information needed to provide Services.
- Non-personal information such as interests, demographics, browser data, and usage patterns.
We may also track platform usage, device information, and IP address so We can better understand and secure the Services.
3. Personal Information
We may collect name, address, email ID, phone number, bank details, financial information, unique identifiers, preference data, and information needed to assess creditworthiness. We may also retain information shared by You over phone, in person, or through physical documents.
For security and fraud prevention, We may collect device model, OS version, identifiers, and similar technical data. We do not access contact lists, call logs, or telephony resources. We may collect financial transactional SMS for credit risk assessment, and may take one-time access to camera, microphone, location, or similar permissions for onboarding and KYC.
We do not store biometric data except as permitted by law. Your approximate location may be used to improve service availability and support in your area.
4. How We use personal information
We use Your information to operate and improve the Services, process transactions, communicate with You, prevent fraud and abuse, comply with legal obligations, and enforce our Terms & Conditions.
We may share information with authorised vendors and affiliates for:
- payment and transaction processing, KYC, verification, and remittance,
- service delivery, communications, analytics, compliance, and support,
- business transfers, mergers, restructuring, or sale of assets, and
- legal compliance, protection of rights, and fraud prevention.
5. Location of personal information
The Company is located in India, and information is stored on servers located in India. If We transfer personal information to another jurisdiction, We will do so in accordance with this Privacy Policy and applicable law.
6. How We secure information
Security is a priority for Us. We use compliance programs, encryption in transit, and physical, electronic, and procedural safeguards to protect personal information.
7. Third Parties
The Platforms may include links to third-party websites or apps. Those services are governed by their own privacy policies. We are not responsible for the privacy practices or content of third-party services.
8. Access and choice
You can view, update, or delete certain information and may request help if You cannot do so yourself. You may also ask us to delete Your account, subject to any outstanding obligations, unresolved grievances, or legal retention requirements.
9. Retention of information
We retain Your information only as long as needed for the purposes described in this Privacy Policy, to comply with law, to meet contractual obligations, or to establish, exercise, or defend legal claims.
10. Contacts and notices
If You have a privacy concern, please contact us with a full description and We will try to resolve it. You may also write to contact@fundmystaff.com.
11. Cookies
We use cookies, pixels, and similar technologies to recognize Your browser or device, remember preferences, improve the Services, prevent fraud, and measure performance.
You can manage cookies through browser settings, but some features may not work if cookies are disabled.
12. Limitation of Liability
For details on limitation of liability, please refer to our Terms & Conditions.
13. Governing Law and Dispute Resolution
Governing law and dispute resolution are as provided in our Terms & Conditions.
